"Well I have chains and I drive carefully -after all I have The Policy" she answered. "What's The Policy?" I asked. "Well, I'm going to see my insurance agent. Why don't you come with me and he'll tell you." Soon we walked into her agent's office- It looked like something out of a 1950's Saturday Evening Post cover, and sitting at a roll top desk was her agent and it was, to my great surprise, Bob Monroe, a now retired Family Doctor who was my mentor when I first came to Group Health. He was the archetype of the Family Doctor with a kind face a grey mustache and gold rimmed glasses. "Bob" I exclaimed "I didn't know you sold insurance!" "Why yes" he said I sell "The Policy." "So I hear" I replied,
"But what is it?" "Why I sent you one but you never returned it." "Well, I get so much mail and I'm so busy, I must have overlooked it or recycled it. Could I see a copy?"
"Certainly." He opened a drawer and pulled out a 50 or so page document. It was divided into multiple sections, one for heart disease, one for accidents, one for depression one for cancer prevention and on an on. I opened to heart disease. There were a number of statements with a box in front to the statement to initial. I will exercise twenty minutes a day, I'll keep my weight down, and I'll eat a low fat diet, and so on. The accident section had similar statements,, I'll always wear a helmet while biking, I'll always buckle my seat belt, I'll obey the speed limit, and so on. Now these were all great recommendations although as I read through it I realized that if this was really my policy I might have trouble signing off on every one of the statements. I looked up after a few moments and said to Bob, "This is great, how much does it cost?" Not surprisingly he answered, "It doesn't cost anything, you just have to sign it."